Life changing event? Like my wife has octuplets and we need a school bus instead of a sedan?
Not quite; Hyundai is pretty specific about what situations will be honored. They are: Involuntary unemployment, physical disability, loss of driver's license due to medical impairment, international employment transfer, self-employed personal bankruptcy, accidental death. If you manage to hit all six items, i.e. the Bad Luck Jackpot, the car is yours to keep. (Just kidding)
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